Council House Mortgage

If you are a council house tenant then you may have the opportunity to purchase your property via the right to buy scheme. First Choice Finance is a specialist in helping people buy their council house , sometime with a huge discount.

The Right to Buy scheme allows council tenants to buy their homes at a discounted price, provided that they meet certain qualification criteria.

A council Right to Buy purchase is an excellent way to get on the property ladder sometimes without having the hassle of saving for a deposit.

First Choice Finance have a number of council house mortgage plans and we work with you to find a deal that is affordable.

To qualify for the Right to Buy you need to have been a public sector tenant for a minimum of two years.

We specialise in providing right to buy mortgages for council & housing association tenants to buy their council house.

We offer expert mortgage advice, total personalised service throughout the whole buying process.

Whatever your circumstances:

Poor Credit History

CCJ`s

Self employed

Credit Defaults

We could help you:

Complete all necessary paperwork

Allocate your own First Choice mortgage adviser throughout the Right to Buy process

Explain all documents

Be on hand to give you information, advice to ensure a hassle free purchase of your home

The Right To Buy Scheme allows council tenants and tenants of a housing association to buy their council homes at a price lower than the full market value of the property. The discount is calculated based on the number of years spent as a public sector tenant. The Right To Buy Discounts vary depending on your location.

A council right to buy purchase mortgage is an excellent way to get on the property ladder without having the hassle of saving for a deposit.

All secure tenants don`t automatically qualify for the right to buy scheme, to see if you qualify please don`t hesitate giving us a call to discuss if you could buy your council house with a discount. With over 30 years of experience, First Choice Finance have helped many people realise their dream of owning their own home. You too might have the right to buy. Fill out our no obligation enquiry form for an individual illustration. Have You The Right To Buy? Find out today.

First Choice Finance offer expert advice, total personalised service throughout the whole buying process.

If you are a council tenant and are thinking about buying your council home First Choice Finance can give you the support and mortgage advice you need, giving you peace of mind when buying your home.

We give you advise on a suitable council house mortgage even if you have credit problems or self employed.

First choice Finance has a highly qualified team offering you the mortgage advice and support you need.

As a Right to Buy mortgage specialist we have helped thousands of council tenants buy their council house and has the reputation you would expect from a Right to Buy market leader.

With this expertise we will guide you every step of the way from:

the initial application to your council,

advising on a suitable mortgage ,

arranging a solicitor,

the completion of the purchase of your council home

and we will even help you complete the paperwork.

For further information complete the form and one of our specialist mortgage advisors will call you back to answer any questions you may have.

Homeowner Secured Loans 9.8% APRC. Representative example: Borrow £50,000 over 180 months. 60 months at 8.1%, £497.83 pcm fixed at 60% LTV. Then 120 months at 10.1%, £539.89 pcm variable. Total payable £94,656.60. Total cost of credit £44,656.60 (including: £795 lender fee, £985 broker fee & £42,876.60 interest). First Choice are tied to certain loan providers.

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE) First Choice are tied to certain unsecured lenders.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Security is required on immovable property.

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.